FREE HELP | Talk to The Homes Hero: Honest Guidance, Zero Pressure. 📞 (844) 991‑4359

“A family in San Diego received a Notice of Default. Most companies told them they had 111 days. We told them they had options today. They sold in 14 days and walked away with $28,000 rather than losing it all at auction.”

If you’re in California and you’ve received a notice, call us today. The sooner we talk, the more options you have.

Facing Foreclosure in California? You Still Have Options.

If you’re a homeowner in California facing foreclosure, you have more options than you may realize: and more time than you think, if you act now. The Homes Hero helps California families in every situation: behind on payments, received a notice, facing auction, inherited a property, going through a divorce, or simply overwhelmed and not sure where to start.

No fees. No commissions. No pressure. Just honest answers and a fair cash offer if it makes sense for you.

How Foreclosure Works in California

California uses a non-judicial foreclosure process, with a typical timeline of at least 111 days from Notice of Default to auction — often longer. Here is what California homeowners need to know:

  • California uses a non-judicial Deed of Trust foreclosure process
  • Lenders must file a Notice of Default and wait 90 days before recording a Notice of Trustee’s Sale
  • The auction cannot be held until at least 21 days after the Notice of Trustee’s Sale is recorded
  • California’s Homeowner Bill of Rights (SB 900) gives homeowners additional protections
  • Anti-deficiency laws (SB 458) protect homeowners in most residential foreclosure and short sale situations
  • You can reinstate your loan any time before 5 business days before the sale

The most important thing: do not wait. Every day that passes closes off options. If you have received any notice from your lender or the court, call us today.

Why Acting Now Protects Your Family

California’s non-judicial foreclosure process can move fast: as little as 111 days from Notice of Default to auction. Once your home goes to auction, you lose two things most families never get back: your equity and your options.

A Notice of Default doesn’t mean it’s over. It means the clock has started. Families who call us early almost always have more paths forward than they realize: loan modifications, reinstatement plans, short sales, or a strategic sale that puts real money back in their pocket.

Families who wait until the week of the auction? The options are almost gone.

What We Buy in California

We purchase single-family homes, condos, townhomes, duplexes, multi-family properties, and mobile or manufactured homes where the owner holds title to the land. We do not purchase mobile or manufactured homes where the land is rented or leased (land-lease communities).

We buy in any condition: no repairs, no cleaning, no showings required. Whatever is in the home stays or goes, your choice.

Cities We Serve in California

We help homeowners throughout California, focusing on the major metro areas and all communities within approximately 45 minutes of them. Select your city below for local information:

Don’t Wait: Every Day Counts

  • Once your home sells at auction, your equity is gone: you walk away with nothing
  • Your credit takes a hit that lasts 7 years
  • Options available today disappear the closer you get to auction day
  • Predatory investors will lowball you when they know you’re out of time

The earlier you call, the more we can do. That’s not a pitch. That’s just how California’s foreclosure timeline works.

Ready to Talk? No Pressure, No Obligation.

Call us at (844) 991-4359 or fill out the form below. We’ll listen to your situation, walk you through every real option available, and give you a cash offer within 24–48 hours if that path makes sense. You decide what happens next.

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